We offer 4 repayment or relief options for benefit-related VA debt:

• Monthly offsets. If you get VA benefit payments, we may keep (or “offset”) part or all of each payment to pay down your debt. This is how we'll collect your debt unless we approve another option.
• Repayment plan. If you can’t pay your full debt balance now, you can ask to make smaller monthly payments.
• Compromise offer. If you don’t get monthly benefit payments and can’t pay monthly, you can offer a lesser one-time lump sum amount as full payment. If we accept your request, you'll have to pay the one-time amount within 30 days.
• Waiver. If even smaller monthly offsets or payments would cause you financial hardship, you can ask us to forgive (or “waive”) part or all of a debt.  If we accept your request, you won't have to pay the amount waived.
  Learn more about waivers

Need help with VA copay debt?
Learn about financial hardship assistance