2023 VA protected disability and death pension rates
You may be eligible for protected rates if you began receiving VA disability or death pension payments before December 31, 1978, and you haven’t elected to change to the current, improved pension program. This means you’ll be able to continue receiving payments at the rates under the old program as well as a cost-of-living increase. Find out if you’re eligible, and review 2023 rates.
How we determine if you’re eligible for protected rates
To qualify for protected rates, your yearly income for 2022 must be at or below a certain amount. This is called the income limit. We count as income any money you earn in a year, including your salary, investment and retirement payments, and any income from your dependents. Some expenses, like non-reimbursable medical expenses (paid medical expenses not covered by your insurance provider), may work in your favor to reduce your countable income.
We base your income limit on:
- The specific pension benefits you’re eligible to receive (including added amounts for Aid and Attendance), and
- Whether or not you have eligible dependents, and
- Your yearly income
Eligible dependents
Eligible dependents may include your spouse. We recognize same-sex and common-law marriages.
Dependents may also include any biological, step, or adopted children you may have who are unmarried and meet at least one of the requirements listed below.
At least one of these must be true for a dependent child:
- The child is unmarried and is under 18 years old, or
- The child is unmarried and is between 18 and 23 years old and enrolled in a qualifying school full time, or
- The child is unmarried and was seriously disabled before age 18 and is unable to care for themselves
Section 306 disability pension rates
Effective December 1, 2022
This non-service-connected pension program was available from July 1, 1960, through December 31, 1978.
| Pension benefit | 2022 yearly income limit |
|---|---|
| Basic monthly payment for a Veteran only (no spouse or dependent children) | Your yearly income must be $18,240 or less to continue receiving this benefit. |
| Special Aid and Attendance allowance, if your income is more than $18,240 | Your yearly income must be $18,897 or less to continue receiving this benefit. |
| Hospital reduction rate for Special Aid and Attendance, if you’re hospitalized on or after January 1, 2022 | Your yearly income must be $18,897 or less to continue receiving this benefit. |
Note: The hospital reduction rate is a reduced rate of Special Aid and Attendance that we pay if you’re hospitalized and meet certain requirements.
Read the full Title 38 regulations for hospital reduction rates
| Pension benefit | 2022 yearly income limit |
|---|---|
| Basic monthly payment for a Veteran with a spouse or one or more dependent children | Your yearly income must be $24,518 or less to continue receiving this benefit. |
| Special Aid and Attendance allowance, if your income is more than $24,518 | Your yearly income must be $25,172 or less to continue receiving this benefit. |
| Hospital reduction rates for Special Aid and Attendance, if you’re hospitalized on or after January 1, 2022 | Your yearly income must be $25,172 or less to continue receiving this benefit. |
Notes:
- The hospital reduction rate is a reduced rate of Special Aid and Attendance that we pay if you’re hospitalized and meet certain requirements.
Read the full Title 38 regulations for hospital reduction rates - If you’re married, we also include some of your spouse’s income when we determine if your yearly income is at or below the income limit. The current Section 306 disability pension spouse income exclusion limit is $5,826. This means that we won’t include the first $5,826 of your spouse’s yearly income, but we’ll include any amount above this unless you provide evidence that you don’t have access to this income or that including it would cause you financial hardship.
Read the full Title 38 regulations for the spouse income exclusion
Section 306 disability pension monthly payments
If you qualify for a protected rate, we’ll pay you the monthly payment amount you were entitled to on December 31, 1978, plus a cost-of-living increase each year. The cost-of-living increase for this year is 8.7%.
Section 306 death pension rates
Effective December 1, 2022
This non-service-connected pension program was available from July 1, 1960, through December 31, 1978.
| Survivor status | 2022 yearly income limit |
|---|---|
| Surviving spouse alone (no dependent children) | Your yearly income must be $18,240 or less to continue receiving this benefit. |
| Surviving spouse with one or more dependent children | Your yearly income must be $24,518 or less to continue receiving this benefit. |
| Each surviving dependent child, if the Veteran has no surviving spouse | Your yearly income must be $14,915 or less to continue receiving this benefit. |
Section 306 death pension monthly payments
If you qualify for a protected rate, we’ll pay you the monthly payment amount you were entitled to on December 31, 1978, plus a cost-of-living increase each year. The cost-of-living increase for this year is 8.7%.
Section 306 survivor benefit plan annuity limitation
Effective December 1, 2022
An annuity is a fixed sum of money paid to the plan’s beneficiary each year. If you’re part of a Section 306 survivor benefit plan (also called the “minimum income widow” provision), we’ll pay you up to $10,757 this year. This rate includes an 8.7% cost-of-living increase.
Old law disability pension rates
Effective December 1, 2022
This non-service-connected pension program was available before July 1, 1960.
| Veteran status | 2022 yearly income limit |
|---|---|
| Veteran alone (no spouse or dependent children) | Your yearly income must be $15,973 or less to continue receiving this benefit. |
| Veteran with a spouse or one or more dependent children | Your yearly income must be $23,020 or less to continue receiving this benefit. |
Note: These income limits include an 8.7% cost-of-living increase for this year.
| Pension benefit | Monthly payment (in U.S. $) |
|---|---|
| Basic Veteran pension | 66.15 |
| Pension for Veteran with 10 years of service or who is at least 65 years old | 78.75 |
| Aid and Attendance (if entitled) | 135.45 |
| Housebound allowance (if entitled) | 100.00 |
Old law death pension rates
Effective December 1, 2022
This non-service-connected pension program was available before July 1, 1960.
| Survivor status | 2022 income limit |
|---|---|
| Surviving spouse alone (no children) | Your yearly income must be $15,973 or less to continue receiving this benefit. |
| Each surviving dependent child, when the Veteran has no surviving spouse | Your yearly income must be $15,973 or less to continue receiving this benefit. |
| Surviving spouse with one or more children | Your yearly income must be $23,020 or less to continue receiving this benefit. |
Old law death pension monthly payments
If you’re eligible for the protected rate for the old law death pension, we’ll pay the rate you were entitled to on December 31, 1978, plus a cost-of-living increase each year. The cost-of-living increase for this year is 8.7%.
Old law survivor benefit plan annuity limitation
Effective December 1, 2022
An annuity is a fixed sum of money paid to the plan’s beneficiary each year. If you’re the beneficiary of an old law death pension survivor benefit plan (also called the “minimum income widow” provision), we’ll pay you up to $10,757 for the year. This includes an 8.7% cost-of-living increase for this year.
Past rates
Review protected pension rates from past years:
2022 rates (effective December 1, 2021)
2021 rates (effective December 1, 2020)
2020 rates (effective December 1, 2019)
2019 rates (effective December 1, 2018)
2018 rates (effective December 1, 2017)